Secure tomorrow today with customized insurance solutions from Breaking the Curse, LLC. Safeguard your loved ones with policies founded on trust and a legacy of care. Connect with us to ensure a future filled with peace and protection.
for a FREE consultation
Whole-Life insurance is designed to provide you with permanent coverage, ensuring that you're protected for your entire life. Beyond just a death benefit, this policy builds cash value over time, which can serve as a financial resource you can tap into for future needs. With fixed premiums and a guaranteed growth rate, it's a dependable choice for those who value long-term stability and the ability to leave a legacy for their loved ones.
Term-Life insurance provides protection for a predetermined period—perfect for those with specific financial responsibilities like a mortgage or education costs. It’s the most straightforward form of life insurance, offering a significant death benefit without the investment components of other policies. This makes it generally more affordable, allowing you to obtain higher coverage levels during the years you need it most.
Schedule a call
Annuities stand out as a prime choice for retirement planning. By converting your premium into periodic payments made for life or a specified term, annuities offer a predictable income stream for your retirement. They can be structured to begin paying out immediately or to grow with interest over time, deferring payments until you decide it’s time. This is financial foresight in action, preparing you for a comfortable retirement.
Schedule a callIUL insurance combines the benefits of life insurance protection with investment growth potential. Your cash value isn't just sitting there—it's working for you, linked to the performance of a market index without direct exposure to the market risks. IUL policies offer flexible premiums and death benefits, along with the potential for cash value growth that can be accessed tax-free under certain conditions. It’s a sophisticated choice for building wealth while protecting your family.
Schedule a call
“Provides great customer service, reliable and professional.”
“Joe Loya is upstanding business man who cares about his community!!!”
“Breaking the Curse, LLC, epitomizes what it means to have a trustworthy insurance partner. Their dedication to clients goes beyond expectations.
Breaking the Curse, LLC was established on a foundation of trust and service, traits embodied by our founder Joe Loya, a U.S. Navy Veteran. Embodying our ethos, ❝A man you can trust❞, Joe's commitment to transparency and reliability resonates through our life insurance services. We stand firm on these values, ensuring that every policy we offer fortifies the promise of a secure future for our clients and their families.
Or for a FREE consultation
